Medicare Eligibility

Who is eligible for Medicare?

Medicare beneficiaries have to be either over 65 or Social Security disability beneficiaries who have been receiving benefits for at least 25 months. You also have to be a United States citizen or permanent resident who has lived in the US for at least five consecutive years.

People below 65 with end-stage renal disease or amyotrophic lateral sclerosis (Lou Gehrig’s Disease) also qualify for Medicare.

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Medicare Eligibility Criteria

Medicare eligibility depends on the Medicare Part you are enrolled in.

• Medicare Part A Eligibility

You can get Medicare Part A coverage free of charge when you are over 65 provided either you or your spouse have worked in the United States for a minimum of 10 years. However, if you do not meet this criterion, you can still purchase Medicare Part A coverage and get benefits.

People enrolled in Social Security are automatically enrolled into Medicare part A, but if they are not, they can contact their local Social Security offices to apply. Medicare cards typically arrive a month before you turn 65.

• Medicare Part B Eligibility

The same eligibility criteria for Medicare Part A applies for Medicare Part B.

• Medicare Part C Eligibility

To be eligible for Medicare Part C, you have to be enrolled in both Medicare Part A and Medicare Part B.

• Medicare Part D Eligibility

To be eligible for Medicare Part D, you have to be enrolled in either Medicare Part A or Medicare Part B.

How to enroll into Medicare

Social Security beneficiaries are automatically enrolled into Medicare in the United States once they turn 65. If not, you can call, mail, or visit your nearest Social Security Offices to enroll. While joining Medicare is not mandatory, you will be awarded a penalty for delaying your enrolment.

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